John Whelan Financial Planning Ltd is a group of fully independent financial advisers and mortgage brokers, based in Cheadle Hulme, Cheshire. Together, our team of three advisers boast over 75 years experience in providing sound financial planning advice. We advise businesses and private individuals throughout the North West region. As an independent company we are not tied to any single insurer, bank, or building society, thus enabling us to scour the market to find the most appropriate solution to our clients needs.
John Whelan Financial Planning Ltd actively support the Francis House Children’s Hospice, part of the Rainbow Family Trust. Further details of this support are available on request.
Pensions
John Whelan Financial Planning Ltd will explain the various options open to you simply and clearly thus allowing you to make an informed decision. Our advice is underpinned by specialist resources, such that we are always attuned to the latest developments in this field. As independent financial advisers, we research the market to recommend only leading pension providers, rejecting those which fall short of our standards. ‘Flexible pensions’ offer alternative ways of drawing a pension at retirement.
Ask yourself these questions:
When should I start putting money into a pension?
What sort of pension am I eligible to take out?
How can I plan for a comfortable retirement?
What is the best way of drawing my pension?
Are you an employer concerned about your legal obligations?
Mortgages
John Whelan Financial Planning Ltd as fully independent mortgage brokers, can offer you a comprehensive computerised mortgage system, which enables us to provide you with the most up to date and suitable mortgage arrangement to complement your lifestyle and future plans. John Whelan Financial Planning can arrange all types of Mortgages for Home Purchase and Remortgage
There may be a fee for mortgage advice. The precise amount will depend upon your circumstances but we estimate it will be £300. A typical fee for Mortgage advice is £300
Life Assurance
John Whelan Financial Planning Ltd can arrange various life assurance plans. There are three main types:
Level Term Assurance: provides a guaranteed tax free lump sum if you die within the term of the plan
Decreasing Term Assurance: provides a guaranteed tax free lump sum which gradually decreases over the term of the plan
Convertible Term Assurance: similar to the level term plan, but includes the option to convert the plan to a permanent life assurance contract at any time during the term of the original plan, thereby providing greater financial security