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G A M Home Loan Specialists delivers professional, impartial and above all independent mortgage advice in today’s complex and diverse marketplace. We operate from Kenilworth as a Whole of Market Mortgage Broker and cover the Warwickshire and Oxfordshire areas.
Gam Home Loan Specialists offers a free consultation.

As an independent Mortgage broker, you can be remunerated by fees, commission or a combination of both. Commission is defined as payment made to us by lenders, insurers, product providers and operators of collective investment schemes.

We give clients the option to pay by fee rather than commission. The level of fees will vary according to individual circumstances but will typically be £700. This amount would if paid in a fee, be refunded from the commission.

GAM offers services for:

First Time Buyer:

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Your home may be repossessed if you do not keep up repayments on your mortgage

Some buy to let mortgages are not regulated by the Financial Conduct Authority

The ratio between wages and cost of a new home varies with time. No one really likes to rent, especially when you’re in your 20’s. It will always be a challenge to buy your first home, but we want to help you meet that challenge. Lenders are coming up with more products, a capacity and desire to lend does exist. Government is also coming up with new initiatives to help First Time Buyers. These often need a little explanation, so please give us a call.
Tips for First Time Buyers

Pay off your outstanding debts. It’s best to go into a new mortgage with as few outstanding debts as possible. Pay them off before starting to look for a first time buyer mortgage. Talk to GAM Home Loan Specialists early in the process. You need to know what you can realistically borrow, and more importantly what you can afford. Get yourself on the Voters Roll.

Remember we offer a free consultation.

For a quick guide on the amount you can borrow and your monthly costs please use the calculator as a guide.

We will provide you with a full illustration after our consultation.

Buy To Let:

business-insurance

Rates are good, lenders limited, fees vary.

Rates charged often are determined by the size of the deposit.

We have the knowledge in this area; have an excellent relationship with the lenders, so give us a call and we will guide you through.

As Buy To Lets are a more complex process, we are happy to guide you through the procedure step by step.

For a quick guide on the amount you can borrow and your monthly costs please use the calculator as a guide.

We will provide you with a full illustration after our consultation.

Address

Address:

3 Nason Grove, Kenilworth, Warwickshire, CV8 2HU, United Kingdom.

Telephone:
Contact Owner

Opening Hours

Monday

9am - 5pm

Tuesday

9am - 5pm

Wednesday

9am - 5pm

Thursday

9am - 5pm

Friday

9am - 5pm

Saturday

-

Sunday

-

Claim Listing

If you own this business and would like to update the details or even the photos. Please claim your business and register so you can submit the changes and update your account as and when you need.

Claim Listing

Features

A full illustration after our consultation

Rates are good

Lenders limited, fees vary

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